Gilbert Homes with FHA New Financing

Gilbert Homes with FHA New Financing

Welcome to Gilbert, Arizona – a vibrant town that beautifully blends suburban charm with modern convenience. Nestled in Maricopa County, Gilbert has rapidly evolved from a quaint agricultural community to one of the fastest-growing cities in the nation. With its picturesque neighborhoods, top-rated schools, and a plethora of parks, Gilbert is the ideal place for families, young professionals, and retirees alike.

As you explore the real estate options in Gilbert, you'll be pleased to discover a variety of homes that cater to diverse lifestyles and budgets. One of the most appealing aspects of purchasing a home in this area is the availability of FHA financing. The Federal Housing Administration (FHA) offers new financing options that make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and flexible credit guidelines, FHA loans can help you secure your dream home in this thriving community.

Gilbert boasts a rich tapestry of amenities, from its bustling downtown area filled with trendy shops and delightful eateries to its extensive network of hiking and biking trails. The city hosts numerous events throughout the year, fostering a strong sense of community and connection among residents.

Whether you're seeking a cozy single-family home, a modern townhouse, or a spacious estate, Gilbert's real estate market has something for everyone. With FHA financing options available, now is the perfect time to make this charming city your home. Explore Gilbert today, and discover the perfect blend of comfort, convenience, and community!

Newest Gilbert Homes with FHA New Financing

1757 S Voyager Drive, Gilbert
$429,900
3 Beds ⋅ 3 Baths ⋅ 7101783 MLS ⋅ 1,716 SqFt.
Come and see this move-in ready three-bedroom, 2.5-bathroom home located in the desirable Fincher Farms community! This home features a bright and inviting floor plan designed for effortless everyday living and entertaining. The updated kitchen comes fully equipped with sleek countertops and modern appliances, flowing seamlessly into the main living space where a cozy fireplace serves as the central focal point. Upstairs, the spacious primary suite offers a private retreat complete with a large walk-in closet and an ensuite bath featuring a double-sink vanity. Step outside to a private, fully fenced-in backyard that provides the ideal setting for outdoor relaxation and activities. Conveniently located close to a wide variety of shopping centers, popular restaurants, and everyday amenities. Schedule your private showing today!

1757 S Voyager Drive, Gilbert
4719 E Thunderheart Trail Unit 103, Gilbert
$374,900
3 Beds ⋅ 3 Baths ⋅ 7101417 MLS ⋅ 1,328 SqFt.
Seize the chance to own this move-in-ready, fully furnished 3-bedroom townhome in Power Ranch! A paver patio welcomes you home, a relaxing spot for morning coffee or evening drinks. Inside, the open layout offers high ceilings, a soothing palette, blinds throughout, and a mix of soft carpet and tile flooring. The well-appointed kitchen features wood cabinetry with crown moulding, pendant and recessed lighting, built-in appliances, a handy pantry, and a two-tier peninsula with a breakfast bar for casual meals. Recent updates include a new water heater and a new washer, and the garage is equipped with a Tesla charging station, a valuable bonus for EV owners. Just bring your suitcase and settle in! Property features new $13000 air conditioner Have a good night's sleep in the cozy primary bedroom, showcasing an ensuite with double sinks and a convenient walk-in closet. Property features The Community boasts a lush greenbelt, a playground, a basketball court, and a refreshing pool. Don't miss out on this gem

4719 E Thunderheart Trail Unit 103, Gilbert
894 S Annie Lane, Gilbert
$410,000
3 Beds ⋅ 3 Baths ⋅ 7101285 MLS ⋅ 2,035 SqFt.
Discover comfortable living in Gilbert with this inviting 3-bedroom, 2.5-bathroom home in the Cooley Station North community. The thoughtfully designed layout offers comfortable living spaces and flexibility to suit a variety of needs. The bedrooms provide room for rest and relaxation, while an additional space can be used for a home office, study area, or hobby room, depending on your needs. Ceiling fans add comfort throughout, and the garage provides convenient parking and additional storage. Residents can also enjoy access to community amenities, including a swimming pool, along with convenient access to nearby shopping, dining, parks, and major roadways. Don't miss the opportunity to make this Gilbert home your own!

894 S Annie Lane, Gilbert
562 W Mesquite Street, Gilbert
$574,990
3 Beds ⋅ 2 Baths ⋅ 7101262 MLS ⋅ 1,856 SqFt.
Spacious Madera Parc Home in the Heart of Gilbert, Close to Everything - NO HOA, Pool Home, Recently remodeled, free and clear Solar panels and Tesla Battery Pack Included Welcome to 562 W Mesquite St, a move-in-ready 3-bedroom, 2-bathroom home with approximately 1,856 square feet in the established Madera Parc neighborhood. It's the rare Gilbert home that combines no HOA, paid-off solar, and a Tesla battery pack, so you get lower monthly costs and backup power with nothing left to finance. Both bathrooms have been remodeled with a fresh, updated look. The open layout connects the kitchen to the main living space, which works well for everyday life and entertaining. The primary suite is a comfortable retreat with its own private bath, and two additional bedrooms give you room for family, guests, or a home office. Outside, artificial turf in both the front and back yards means zero landscape maintenance: no mowing, no watering, no weekend yard work. The backyard is a green, ready-to-use space for pets, play, or entertaining with a covered patio and a ready to dip in pool. The location is hard to beat. You're minutes from downtown Gilbert's dining and events, the Santan Freeway, and everyday shopping, and close to Gilbert Elementary, Mesquite Junior High and Mesquite High School. Madera Parc is known for mature landscaping, tree-lined streets, and a friendly, settled feel. Highlights: - No HOA - Paid-off solar panels (no lease or loan to assume) - Tesla battery pack for backup power - Remodeled bathrooms - Newer appliances - Remote controlled fans and LED lights - Play pool - Turf front and back yards, zero maintenance - Approximately 1,856 sq ft, 3 bedrooms, 2 bathrooms - Open kitchen-to-living flow and private primary suite - Convenient to schools, downtown Gilbert, and the freeway

562 W Mesquite Street, Gilbert
491 E Pinto Drive, Gilbert
$605,000
4 Beds ⋅ 2 Baths ⋅ 7101219 MLS ⋅ 2,310 SqFt.
Welcome home to this move in ready Gilbert gem, where exceptional curb appeal sets the stage for an incredible living experience. Step inside the formal entry to discover soaring ceilings, custom paint, plantation shutters, and a seamless blend of tile and wood look tile flooring in all the right places. The versatile floor plan features formal living and dining spaces, plus a double door den that makes the perfect home office or private gym. At the heart of the home, the chef s kitchen shines with crisp white cabinetry, granite countertops, a breakfast bar, black appliances, and a convenient pantry. This bright culinary space opens directly into a spacious great room, creating an ideal setup for everyday living and entertaining. The split floor plan ensures maximum privacy for the primary retreat, complete with wood look flooring and a generous en suite bathroom featuring a separate tub and shower alongside double sinks. Three additional secondary bedrooms and a second full bath offer plenty of space for family or guests. French doors from the great room lead to your own private backyard oasis. Enjoy seamless indoor outdoor living with an extended patio, a built in BBQ, and a sparkling play pool complete with a relaxing water feature. Situated in a highly desirable Gilbert location, this home places you moments from premier shopping, dining, and vibrant downtown Gilbert.

491 E Pinto Drive, Gilbert
4374 E Amber Lane, Gilbert
$830,000
4 Beds ⋅ 3 Baths ⋅ 7101197 MLS ⋅ 2,877 SqFt.
Welcome to Elliot Groves in Morrison Ranch! This 4-bedroom, 2.5-bath home features a private pool and spa, 3-car tandem garage with built-in cabinetry, paver driveway, and inviting front porch. Inside, the home offers abundant natural light, wood-look flooring, recessed lighting, and a formal dining area. The open living space flows into the kitchen, featuring white cabinetry, quartz countertops, tile backsplash, stainless steel appliances, a dry bar with wine cooler, and a large island with breakfast bar. Additional living space includes an open den and upstairs loft. The spacious primary suite features an updated walk-in closet with additional storage and a private bathroom with dual sinks and a glass-enclosed shower! (See More)... The backyard is designed for both relaxing and entertaining, with a covered patio, multiple paver seating areas, artificial turf accents, and a pool and spa featuring a raised waterfall and Baja shelf. Mature privacy hedges, a separate storage shed, and a dedicated dog area with dog door add to the home's functionality. Morrison Ranch offers tree-lined streets, greenbelts, playgrounds, basketball courts, and walking and biking paths. Conveniently located near shopping, dining, and everyday amenities, with easy access to Loop 202.

4374 E Amber Lane, Gilbert
3715 E Jasper Drive, Gilbert
$399,900
3 Beds ⋅ 2 Baths ⋅ 7101137 MLS ⋅ 1,363 SqFt.
Welcome to this beautifully updated Gilbert home where pride of ownership shines! Thoughtfully upgraded throughout, this move-in-ready property features premium Pella windows and sliding glass door, gorgeous vinyl flooring, updated bathroom tile, and upgraded trim throughout. The stunning kitchen showcases elegant quartz countertops, while the bathrooms feature beautifully updated quartz vanities. Enjoy peace of mind with a newer A/C system, water heater, reverse osmosis system, and dishwasher. Every detail has been carefully considered to offer the perfect blend of modern style, comfort, and functionality. With extensive upgrades already completed, this home is truly turnkey and ready for its next owner. Don't miss this incredible opportunity!

3715 E Jasper Drive, Gilbert
3920 E Strawberry Drive, Gilbert
$950,000
5 Beds ⋅ 5 Baths ⋅ 7101132 MLS ⋅ 3,967 SqFt.
Tucked away on Strawberry Dr, in one of the best neighborhoods in Gilbert, this five bedroom home sits on a premium lot with no neighbors behind and every room shows how well it has been loved. The home opens into a warm, inviting great room with custom millwork, crown molding, boxed valances, tall baseboards and designer lighting throughout. The kitchen is the heart of the home: solid wood cabinetry with accent lighting above and below, pull out shelves, an island, a pantry and a new dishwasher. A bonus room, a den, a pocket office with floating shelves and a mudroom with custom cabinets give everyone their own space. Outside, the backyard is a true retreat, with a sparkling pool and grotto, turf front and back, new drip irrigation and colored landscape lighting that glows after dark. A two car garage with built in cabinets and ceiling storage completes the home. Life here brings just as much to love beyond your front door, with a community lake, walking paths and playgrounds, plus Higley schools.

3920 E Strawberry Drive, Gilbert
949 S Nielson Street, Gilbert
$535,000
3 Beds ⋅ 3 Baths ⋅ 7101118 MLS ⋅ 2,041 SqFt.
This gorgeous two-story home awaits you in a desirable golf course lot in Neely Commons! The attractive landscaping, stone-accented facade, and 2-car garage are just the beginning. The remodeled interior showcases an inviting layout with laminate flooring, a fireplace to ensure cozy winter evenings, and a neutral palette throughout. The kitchen is complete with oak cabinetry, new quartz countertops, a breakfast bar, and new SS appliances. Relax after a long day in the main bedroom, offering a bathroom with double sinks and a separate shower & tub for added convenience. The spacious loft is perfect for a TV area or a hobby room. Out back, you'll have a covered patio ideal for morning coffee and a grass area perfect for games, accompanied by beautiful golf course views! Truly a must-see!

949 S Nielson Street, Gilbert
3621 E Powell Way, Gilbert
$759,000
5 Beds ⋅ 4 Baths ⋅ 7101063 MLS ⋅ 3,431 SqFt.
Experience refined living in this spacious residence located in Gilbert's exclusive Seville Golf & Country Club, just steps from the renowned ''Big Park.'' The thoughtfully designed open floor plan features a main-level bedroom, four upstairs bedrooms, and a loft with built-in cabinetry and a dedicated workspace. Notable upgrades include a new roof, an expanded paver courtyard with an outdoor fireplace, a private saltwater pool, and a three-car garage. Owned solar panels, three Tesla Powerwalls, and an electric vehicle charger contribute to enhanced energy efficiency. The professionally enclosed loft is well suited for a home cinema or golf simulator, with ample, purposely built space for a full swing! Versailles style travertine tile downstairs. Full list of upgrades: click here to se - Backyard - removed grass/installed pavers; installed Fireplace; removed old built-in BBQ - Backyard & front yard - removed grass in front and replaced with rocks; removed rocks around pool, and replaced with turf. - Tankless water heater 01/2024 - Roof underlayment replaced 2026 - Has transferable warranty - Jack & Jill bathroom remodel (new tub/shower enclosure; new flooring; new vanity (2022) - master bath remodel - bigger glass shower; new flooring; new vanities (2022) - room addition (2024) - ~425 sq ft room added above the great room - flooring replaced with LVP on stairs, upstairs hall/landing, and downstairs great room - new railing for stairs - solar panels & backup batteries installed 12/2020. (owned outright) - original cost: $36,400 (before rebates/tax credits) - 8.16 kW solar panels (24 panels at 340w each) - 40.5 kWh of battery storage; 15 kW continuous power; 21 kW of surge power - 20 yr warranty (parts & labor) on solar system; 10-year warranty on Powerwall battery hardware; Powerwall labor warranty expired. - generated power - 14.0 MWh in 2025; 14.5 MWh in 2024; 14.9 MWh in 2023; 15.3 MWh in 2022; 15.0 MWh in 2021 - Electric bill is about $165-175/month while keeping the house at 73 degrees 24/7/365, except occasionally bumping it up on the hottest days of the year, to ensure our batteries last through the peak period (thus avoiding peak demand charges). - 240v 50A circuit installed in 1-car garage for use with EV charging wallbox - both garage doors had the springs & motors replaced (11/2024) - exterior repainted (2023) - permanent holiday lighting installed (trimlight) (2023) - salt cell chlorine generator installed for pool (2020) - whole-home water softener installed (2019) - RO water at kitchen sink & to fridge (2019) - new washer/dryer with pedestals installed 01/2025 - new stove 11/2024 - kitchen cabinets redone 10/2026 Seville has 4 pools, 2-story water slides, a health/fitness facility, an 18-hole golf course, restaurants, a preschool, reception halls, and so much more! Come check out country club living in this beautiful, spacious Seville home.

3621 E Powell Way, Gilbert
3642 E Constitution Drive, Gilbert
$394,900
3 Beds ⋅ 3 Baths ⋅ 7100957 MLS ⋅ 1,576 SqFt.
Welcome home to beautiful Ray Ranch! This charming 2-story residence combines a thoughtfully designed layout with exceptional comfort. Inside, the bright open floor plan features durable LVP flooring and seamless living and dining spaces. The kitchen is equipped with sleek stainless steel appliances and generous cabinetry. Upstairs, retreat to the spacious primary suite complete with a private en-suite bath and a walk-in closet. Step outside to your backyard oasis, featuring a covered patio and a built-in outdoor grill perfect for weekend entertaining. Conveniently located just minutes from Cosmo Dog Park, local shopping and dining, and easy commuter routes like Loop 202, this home offers effortless access to everything you need. Schedule your tour today!

3642 E Constitution Drive, Gilbert
2588 S Betty Street, Gilbert
$600,000
5 Beds ⋅ 3 Baths ⋅ 7100859 MLS ⋅ 2,288 SqFt.
You will want to live here! Stunning turnkey home situated just steps from one of two community pools in the very popular Cooley Station neighborhood. Floor plan features more than you'd expect. 5 bedrooms, 3 full baths plus a loft. Downstairs you will find 1 bedroom and a bathroom that offers perfect option for guests or family. Double slider patio doors seamlessly blend indoor and outdoor living. This elegant, cozy, private area features expansive limestone decking, artificial turf and an Alumawood pergola. Custom sunshades add to the home's energy efficiency. Garage offers upgraded epoxy coating, custom cabinetry, overhead storage, tankless hot water heater, soft water system plus an EV charger. Outstanding location! Walking distance to shopping and restaurants. Minutes from San Tan Village area and the 202 Freeway. This one is hard to beat.

2588 S Betty Street, Gilbert
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