Scottsdale Homes with FHA New Financing

Scottsdale Homes with FHA New Financing

Welcome to Scottsdale, Arizona – a vibrant city that beautifully blends the charm of the Southwest with modern luxury. Nestled in Maricopa County, Scottsdale is renowned for its stunning desert landscapes, world-class resorts, and a thriving arts scene. Whether you’re drawn to the picturesque hiking trails of the McDowell Sonoran Preserve or the chic boutiques and gourmet dining options in Old Town, Scottsdale offers something for everyone.

One of the most appealing aspects of Scottsdale is its diverse real estate market, which caters to a range of lifestyles and budgets. For those considering home ownership, the availability of homes with FHA new financing options makes the dream of owning a home in this desirable area more attainable than ever. FHA loans are designed to help first-time buyers and those with less-than-perfect credit secure their ideal home without the burden of a hefty down payment. With a minimum down payment as low as 3.5%, buyers can invest in their future while enjoying the benefits of living in a city known for its sun-kissed weather and vibrant community.

Imagine waking up in a beautiful Scottsdale home, surrounded by stunning desert vistas and convenient access to top-rated schools, parks, and recreational activities. With its unique blend of leisure and lifestyle, Scottsdale isn’t just a place to live; it’s a place to thrive. Explore the possibilities and discover how FHA financing can open the door to your new Scottsdale home today!

Newest Scottsdale Homes with FHA New Financing

13679 E Geronimo Road, Scottsdale
$1,400,000
4 Beds ⋅ 2 Baths ⋅ 7099279 MLS ⋅ 2,662 SqFt.
Located within the highly sought-after guard-gated community of Scottsdale Mountain, this 4 bedroom plus office | 2 bathroom home sits on a desirable corner lot with STUNNING MOUNTAIN VIEWS. Backing to a natural wash, the property offers exceptional privacy and peaceful desert surroundings.The light-filled interior features an inviting open floor plan with versatile living spaces, ideal for everyday living and entertaining. The kitchen offers generous cabinetry, double ovens, stainless steel appliances, and a center island. The spacious primary suite features direct patio access and an ensuite bathroom complete with dual vanities, a soaking tub, and a separate walk-in shower. Step outside to your own private backyard retreat featuring a sparkling pool, spa, covered patio, and mature landscaping, all complemented by beautiful mountain views and a private, peaceful setting. Residents of Scottsdale Mountain enjoy 24-hour guard-gated security, pickleball and basketball courts, and a prime location near hiking trails, shopping and dining. An incredible opportunity to enjoy privacy, scenic surroundings, and the Scottsdale Mountain lifestyle!

13679 E Geronimo Road, Scottsdale
15525 E Barwick Drive, Scottsdale
$799,000
3 Beds ⋅ 3 Baths ⋅ 7099123 MLS ⋅ 2,126 SqFt.
Embrace the beauty of the Rio Verde Foothills in this lovingly maintained home, situated on just over an acre and surrounded by breathtaking desert and mountain views. Cared for by its original owners, this inviting residence offers a wonderful blend of comfort, functionality, and Arizona outdoor living. The open-concept kitchen and living area are filled with natural light, creating a welcoming space for everyday living and entertaining. The kitchen features a spacious breakfast bar and stainless-steel appliances, while a versatile den offers flexibility for a home office, game room, or additional living space. The spacious primary suite features an ensuite bathroom and private access to the backyard patio. Step outside to your own desert oasis, designed for relaxation and entertaining. The backyard features a covered patio, putting green, and recently added pool and pergola. Spend your afternoons lounging poolside while taking in picturesque Four Peaks views, or unwind beneath the stars in the peaceful desert surroundings. With just over an acre of land, there's plenty of room for customization, expansion, or storage to suit your needs. The property is served by a shared well. Ideally located near Tonto National Forest, Scottsdale Preserve, the Verde River, and nearby golf courses, this home offers convenient access to miles of trails for hiking, biking, horseback riding, and off-roading. Experience the best of Rio Verde Foothills living, where wide-open spaces, stunning scenery, and outdoor adventure are right at your doorstep!

15525 E Barwick Drive, Scottsdale
6450 E Bent Tree Drive, Scottsdale
$2,049,000
4 Beds ⋅ 3 Baths ⋅ 7099071 MLS ⋅ 3,730 SqFt.
The first impression is architectural. The lasting impression is in the details. Set within gated Saguaro Highlands, this 3,730-square-foot, single-level residence offers 4 bedrooms, 2.5 baths and a three-car garage. High ceilings, expansive windows and Brazilian slate flooring create a striking backdrop for living and entertaining, complemented by a dramatic fireplace surround and illuminated art niches. The kitchen and all baths were remodeled between 2019 and 2023, with thoughtful touches including custom kitchen storage, a mother-of-pearl powder room vanity with under-basin lighting, and a heated towel rack in the primary bath. Bosch side-swing ovens installed in fall 2025 add a recent kitchen upgrade. Outside, a freeform pool with boulder waterfalls anchors a beautifully layered backyard with a built-in barbecue, covered patio and elevated fire-pit terrace. Pool heating and chilling capabilities, an in-floor cleaning system and a ceiling-mounted patio heater bring added comfort and convenience to outdoor living. Mature desert plantings, artificial turf and landscape lighting complete the setting. Motorized primary-bedroom draperies, a motorized family-room sun screen, Wi-Fi-enabled thermostats and irrigation, whole-house leak detection and a garage floor resurfaced in spring 2025 round out a home where the improvements extend well beyond what meets the eye

6450 E Bent Tree Drive, Scottsdale
14812 N 60th Street, Scottsdale
$700,000
3 Beds ⋅ 2 Baths ⋅ 7099055 MLS ⋅ 1,430 SqFt.
Scottsdale living meets investment opportunity in the highly desirable 85254 zip code! Whether you're searching for a primary residence, seasonal getaway, or income-producing vacation rental, this home offers incredible versatility in a prime location. Previously operated as a part-time VRBO, the property presents an opportunity to explore expanded rental use .Inside, enjoy an inviting open living space with vaulted ceilings, wood-look tile flooring, a charming fireplace, and an updated kitchen featuring white cabinetry, granite countertops, and stainless steel appliances. The backyard is designed for Arizona living and entertaining, featuring a sparkling private pool, spacious covered patio, and your very own putting green! Location is a standout! Enjoy convenient access to Kierland Commons, Scottsdale Quarter, and an exceptional selection of shopping, dining, and entertainment. Golf enthusiasts and seasonal visitors will appreciate proximity to TPC Scottsdale and the WM Phoenix Open, while WestWorld of Scottsdale hosts popular events including the Barrett-Jackson Collector Car Auction and equestrian competitions. Spring training baseball, world-class golf, and Old Town Scottsdale attractions add to the area's year-round appeal. Enjoy it yourself or explore its vacation rental potential! Furnishings are available for purchase through a separate bill of sale, offering buyers the option of a more seamless transition into their new Scottsdale retreat.

14812 N 60th Street, Scottsdale
11135 E Beck Lane, Scottsdale
$1,699,900
4 Beds ⋅ 4 Baths ⋅ 7099022 MLS ⋅ 3,375 SqFt.
Behind the guard gates of Cimarron Hills, this fully remodeled 4-bedroom plus den, 3.5-bath residence offers 3,375 square feet of refined living. Soaring 15-foot ceilings and a double-sided fireplace anchor open spaces that flow effortlessly from indoors to out. Striking feature walls, premium materials, and beautiful flooring run throughout. The chef's kitchen boasts a 10-foot quartz island, custom shaker cabinetry, a six-burner gas cooktop, and a separate bar with a wine chiller and waterfall-edge counters. Every bath features curbless showers, floor-to-ceiling luxury tile, custom cabinetry, and designer lighting. The backyard steals the show with city and mountain views, a pond with w waterfall, a fireplace, and a built-in BBQ, a perfect place to watch sunsets & city lights at night! Cimarron Hills/Cimarron Ridge is one of the two exclusive, 24/HR GUARD GATED Toll Brothers communities in McDowell Mountain Ranch. Open only to residents behind the gates, this neighborhood features its own heated, negative-edge private pool overlooking the city, a spa, and a clubhouse with a recently renovated workout room. The Cimarron Hills clubhouse also offers 2 tennis courts, outdoor BBQs, a grassy play area, and an indoor kitchen, perfect for hosting a private party or neighborhood gathering. In addition to all the amenities behind the gates of Cimarron Hills, residents can also enjoy everything MMR has to offer! Award-winning McDowell Mountain Ranch is a premier master-planned community located in North Scottsdale. Situated at the foothills of the McDowell Mountains, you can enjoy beautiful desert serenity while still having all the conveniences of living "in-town" just outside the neighborhood. The 101 Freeway is 5 minutes away, along with restaurants, shopping, groceries, and so much more! This friendly neighborhood features 2 heated community pools/spas, playgrounds, basketball courts, tennis courts, and one of the best Pickleball leagues in town! The HOA hosts several events throughout the year for everyone to enjoy and connect with neighbors. Numerous trails, both paved & unpaved, meander throughout the community. McDowell Mountain Golf Club, designed by Phil Mickelson and featuring a clubhouse & restaurant, is a 2-minute drive and open to the public. The City of Scottsdale Aquatic Center w/Lazy River & Library is close by, in addition to miles and miles of hiking, biking & equestrian trails at the landmark Gateway to the McDowell Sonoran Preserve trailhead.

11135 E Beck Lane, Scottsdale
8401 E Belgian Trail, Scottsdale
$1,499,000
4 Beds ⋅ 3 Baths ⋅ 7098957 MLS ⋅ 2,437 SqFt.
Your chance for a rare opportunity to take over a lovingly cared-for home by owners of 40 years. Premium site on an interior lot with a south-facing rear yard ''inside the Arabian loop''. Miles of McCormick Ranch's famous greenbelt are just down the street - a short ride to A+ Cochise Elementary, Mountain View Park, lakes & restaurants. Home features vaulted ceilings in the family room & living room, a two-way fireplace, plenty of natural light, & an updated kitchen & flooring. The Sierra floorplan features a garage workshop that can become easy interior square footage. Appears to be room to expand on 3 sides of the home. Updated HVAC units & roof, & super clean. If you've been waiting for the right pricing opportunity for a top pocket of McCormick Ranch & 3C's schools, this is it.

8401 E Belgian Trail, Scottsdale
7320 E Palm Lane Unit 1010, Scottsdale
$1,150,000
3 Beds ⋅ 3 Baths ⋅ 7098927 MLS ⋅ 2,250 SqFt.
It is rare that something truly special comes along. Quarter at Palm Scottsdale is an ultra-exclusive enclave of just 25 detached, mid-century modern inspired homes in the heart of Scottsdale offering a lifestyle rarely found in the Valley. Here, the privacy of a detached home is paired with a boutique resort experience, complete with lush desert landscaping, a resort-inspired pool and spa, private fitness center, outdoor entertaining spaces, and direct access to the Scottsdale Greenbelt and multi-use trail system connecting seamlessly to Old Town Scottsdale, parks, dining, and entertainment. Thoughtfully designed architecture, floor-to-ceiling glass, curated designer finishes, and intentional community planning create a living experience that feels elevated, effortless, and unique.

7320 E Palm Lane Unit 1010, Scottsdale
7494 E Earll Drive Unit 308, Scottsdale
$295,000
2 Beds ⋅ 2 Baths ⋅ 7098752 MLS ⋅ 861 SqFt.
Don't miss out on this 2-bed, 2-bath condo located in a gated community near Old Town Scottsdale, Fashion Square the Scottsdale Greenbelt, spring training ball fields, ASU, top hospitals, and public transportation, it offers unbeatable convenience! Inside, enjoy wood-look flooring, neutral paint, while the kitchen boasts white cabinets, dark granite counters, stainless steel appliances, and a breakfast bar. The primary bedroom features a walk-in closet, private balcony access, and an en-suite bath. Relax on your balcony or enjoy the community pool and spa. Stacked washer/dryer included!

7494 E Earll Drive Unit 308, Scottsdale
6766 E Phelps Road, Scottsdale
$674,900
4 Beds ⋅ 3 Baths ⋅ 7098615 MLS ⋅ 2,253 SqFt.
Outstanding opportunity in Scottsdale! Prime location near Kierland and Scottsdale Quarter. This spacious 4-bedroom, 3-bathroom home offers a large living space, a 2-car garage, and a private pool. Situated on a corner lot, the home features great curb appeal and attractive front landscaping. The spacious backyard is perfect for entertaining, complete with a pool and a built-in fish pond featuring a beautiful stone waterfall and stream. The generously sized primary suite offers a large walk-in closet. Conveniently located near some of Scottsdale's best restaurants, golf courses, and shopping. Don't miss this hard-to-find Scottsdale opportunity!

6766 E Phelps Road, Scottsdale
8301 E Minnezona Avenue, Scottsdale
$935,000
3 Beds ⋅ 2 Baths ⋅ 7098595 MLS ⋅ 2,414 SqFt.
Location, lifestyle, and endless possibilities! Discover the perfect blend of space and convenience in the heart of Scottsdale. Offering over 2,400 square feet, this home is an incredible opportunity to plant your roots in one of the Valley's most sought-after areas. Spend your mornings enjoying the trails, lake, and green spaces of nearby Chaparral Park, afternoons shopping at Scottsdale Fashion Square, and evenings exploring the incredible restaurants, nightlife, and energy of Old Town Scottsdale. Whether you're searching for your first home or your next chapter, this property delivers the space you want and the Scottsdale lifestyle you've been dreaming of. An exceptional opportunity in an unbeatable location!

8301 E Minnezona Avenue, Scottsdale
17441 N 48th Terrace, Scottsdale
$649,900
3 Beds ⋅ 3 Baths ⋅ 7098506 MLS ⋅ 2,143 SqFt.
Modern Scottsdale Living in Arabella | Built in 2021 Stylish Arabella townhome in desirable 85254, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a spacious two-car garage. Enjoy a private, low-maintenance backyard with artificial turf. Conveniently located near Loop 101, shopping, dining, and Mayo Clinic. Modern comfort and easy Scottsdale living!

17441 N 48th Terrace, Scottsdale
7650 E Williams Drive Unit 1076, Scottsdale
$535,000
2 Beds ⋅ 3 Baths ⋅ 7098472 MLS ⋅ 1,473 SqFt.
The ideal blend of location, comfort, and effortless living! Meticulously maintained with thoughtful updates throughout, this move-in-ready home offers beautiful wood floors, a chef-inspired kitchen, and a versatile floorplan featuring 2 bedrooms plus an enclosed loft, perfect for a 3rd bedroom, home office, or den. The outdoor space lives larger than expected, with an extended patio and pond, ideal for entertaining or relaxing in the shade. Additional highlights include shade screens, new tankless water heater, a custom screen door, a 2-car garage with abundant storage. All in a gated community with a pool. Enjoy the best of Scottsdale living, from exploring all the area has to offer to unwinding in the comfort of home. Stylish, functional, and ideally located, this one is a must-see!

7650 E Williams Drive Unit 1076, Scottsdale
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