Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its stunning desert landscapes and rich Western heritage, Cave Creek offers a unique blend of small-town charm and modern amenities. With its picturesque mountains and vibrant local culture, this community is perfect for those seeking a serene lifestyle without sacrificing access to urban conveniences.

Cave Creek is renowned for its outdoor recreational opportunities, including hiking, horseback riding, and golfing, making it an ideal destination for nature enthusiasts and adventure seekers alike. The town is dotted with art galleries, boutique shops, and a variety of dining options that reflect its eclectic spirit. From authentic Southwestern cuisine to trendy eateries, there’s something to satisfy every palate.

For those considering a move to this enchanting area, you’ll be pleased to know that homes in Cave Creek are available with conventional new financing options. Whether you’re looking for a cozy single-family home, a spacious ranch-style property, or a luxurious estate, the real estate market here has something for everyone. This financing option makes it easier for potential homeowners to invest in their dream home without the complexities of alternative financing methods.

Cave Creek is not just a place to live; it’s a lifestyle choice that embraces the beauty of nature and the warmth of community. Explore the possibilities that await you in this charming town, where your dream home and a vibrant life are just around the corner!

Newest Cave Creek Homes with Conventional New Financing

37605 N Hidden Valley Drive, Cave Creek
$759,900
3 Beds ⋅ 2 Baths ⋅ 7100125 MLS ⋅ 1,730 SqFt.
Black Mountain views, a 0.57-acre corner lot and no HOA in Hidden Valley. Lush landscaping makes this corner lot very private, a quiet desert retreated just minutes from town. Warm, inviting and anything but cookie-cutter, this custom single-level Santa Fe-style home offers 4 bedrooms, 2 baths and 1,730 sq ft with wood plank ceilings, a bright sun room, a dedicated office and a cozy great room centered on a beehive fireplace that burns wood or gas. The kitchen offers an island, pantry and breakfast nook. Mature trees, a covered front porch, a courtyard patio and a circular granite driveway with RV parking complete the setting. Recent updates include fresh exterior paint, repaired/replaced scuppers, a newer electrical panel, and a new propane line to the fireplace.

37605 N Hidden Valley Drive, Cave Creek
4429 E Via Dona Road, Cave Creek
$634,900
3 Beds ⋅ 2 Baths ⋅ 7100064 MLS ⋅ 1,743 SqFt.
ELEGANT CURB APPEAL | SOLAR | 3-CAR GARAGE From the moment you arrive, this beautifully appointed 3-bedroom, 2-bath home welcomes you with elegant curb appeal and 1,743 sq. ft. of inviting living space. Combining style, comfort, and thoughtful features, this home offers an appealing setting for both everyday living and entertaining, with the added benefits of solar and a spacious 3-car garage. Inside, a charming fireplace creates a warm and inviting focal point in the living area, while a large bay window with expansive glass fills the home with natural light and captures views of the surrounding outdoor spaces. The well-designed kitchen blends style and functionality, featuring a spacious island, sleek countertops, and abundant cabinetry-- providing plenty of room for meal preparation, gathering, and entertaining. Step outside to enjoy the covered patio and beautifully landscaped front and back yards, offering inviting spaces to unwind, entertain guests, or simply enjoy the outdoors. With attractive curb appeal, light-filled interiors, a functional kitchen, solar, and a 3-car garage, this home offers a wonderful combination of comfort, style, and everyday convenience.

4429 E Via Dona Road, Cave Creek
31214 N Ranch Road, Cave Creek
$1,095,000
4 Beds ⋅ 3 Baths ⋅ 7099855 MLS ⋅ 3,300 SqFt.
Awesome Cave Creek location meets beautifully updated interior and exceptional outdoor living on this spacious 1.25-acre property. Surrounded by mature shade trees, this inviting retreat offers a peaceful rural feel just moments from everyday conveniences. Interior updates completed in 2019 bring enduring style to this generous four-bedroom, three-bath home with a large loft and separate office/den. Soaring ceilings create an airy main living area, while a striking two-way fireplace with a stone surround adds warmth and character. The spacious kitchen connects naturally with the living and gathering areas, making everyday meals and entertaining equally inviting. The sense of space continues outdoors with nearly 1,000 square feet of private covered patios wrapping around three sides of th home. Enjoy morning coffee in a quiet seating area, an evening beverage overlooking the refreshing private pool, or a weekend barbecue with friends. Multiple outdoor gathering spaces offer inviting places to relax throughout the day. Inside, the expansive loft provides flexibility for an art studio, game room, gym or work-from-home retreat, while the separate office/den offers additional privacy. An oversized shed/workshop and a separate large storage container that conveys with the home provide abundant room for tools, equipment and hobbies. Beautiful finishes, versatile living spaces and room to spread out--inside and out--make this a wonderful place to enjoy the Cave Creek lifestyle.

31214 N Ranch Road, Cave Creek
29606 N Tatum Boulevard Unit 277, Cave Creek
$255,000
1 Beds ⋅ 1 Baths ⋅ 7099837 MLS ⋅ 742 SqFt.
Desirable move-in ready home is tucked in a gated community of Tatum Ranch. Kitchen features granite countertops, elegant wood cabinets, gas stove/oven, and newer appliances. Open floorplan with living and dining rooms featuring tall ceilings and luxury vinyl flooring. Spacious bedroom features a built-in office niche, large walk-in closet and luxury vinyl flooring. Resort style living with heated pool & spa, business & fitness centers, lush grounds and a clubhouse. Other features inc full size washer & dryer, ceiling fans, no carpet, stand up shower, and a covered balcony w/storage closet. Conveniently located to shopping, dining, entertainment, golf & parks. Water & trash are included in your HOA dues. You will enjoy this lovely area of Tatum Ranch.

29606 N Tatum Boulevard Unit 277, Cave Creek
28241 N 49th Place, Cave Creek
$990,000
4 Beds ⋅ 3 Baths ⋅ 7099624 MLS ⋅ 2,768 SqFt.
Home, sweet home! This gorgeous 4 bed, 3 bath property in Dynamite Ranch is looking for its new owners! Great curb appeal, a low-care landscape, and 3 garage spaces are just the beginning. Inside you will find formal dining & living areas w/soaring ceilings, elegant wood-look flooring, a neutral palette, and a fireplace to keep you warm & cozy. Prepare delicious meals in this gourmet kitchen, comprised of espresso cabinetry w/crown molding, a pantry, granite counters, tile backsplash, SS appliances, and a center island w/a breakfast bar. The grand primary suite boasts a walk-in closet and a pristine bath w/dual sinks plus a glass shower. Lastly, the wonderful backyard includes a covered patio, paver seating area w/an outdoor fireplace, artificial turf, and a sparkling blue pool! Act now!

28241 N 49th Place, Cave Creek
31030 N 41st Place, Cave Creek
$679,000
3 Beds ⋅ 3 Baths ⋅ 7099400 MLS ⋅ 2,096 SqFt.
Discover Arizona living at its finest with this charming 2-story home /POOL, SPA & owned SOLAR in Tatum Ranch! Featuring a manicured desert landscape and a 2-car garage. Inside, you'll find vaulted ceilings, abundant natural light, wood-look & tile floors t/out, plantation shutters, and an inviting great room. Further in, the family room w/media niche opens seamlessly into the eat-in kitchen. The kitchen boasts recessed lights, ample wood cabinets & counter space, SS appliances, and an island w/breakfast bar. The downstairs main suite w/double-door entry is highlighted by a decorative stained-glass window and includes a spa-like private bath w/dual vanities, a separate tub & shower, and a walk-in closet. Upstairs, a versatile open loft can serve as a home office or additional living space. Outside, your private oasis awaits! Enjoy a covered patio, pergola-covered paver seating area, sparkling pool, and above-ground spa, perfect for year-round entertaining. Tatum Ranch offers neighborhood parks, playgrounds, and walking & biking paths, plus a convenient location near shopping, dining, golf courses, and outdoor recreation. Don't miss this opportunity!

31030 N 41st Place, Cave Creek
6306 E Old West Way, Cave Creek
$1,695,000
6 Beds ⋅ 5 Baths ⋅ 7099119 MLS ⋅ 3,478 SqFt.
Welcome to a truly special property offering style, comfort, versatility & mountain views! The recently remodeled main home shines with fresh updates throughout, including new gorgeous Cafe appliances, flooring, cabinetry, lighting, countertops, Anderson windows, interior and exterior doors. Thoughtfully refreshed and ready to enjoy, this home offers a welcoming atmosphere with modern touches & everyday comfort. Adding exceptional value and flexibility is the full guest house, featuring 2 bedrooms, 2 bathrooms, a complete kitchen, and a comfortable living room with panoramic doors that create a beautiful connection to the outdoors. Perfect for extended family, guests, a private retreat, or a potential multigenerational living arrangement, this separate space offers endless possibilitie Home shows as brand new home. Main home is 2288 square feet and Guest House is 1290 square feet. With extensive improvements to the main home and the added benefit of a spacious, fully equipped guest house, this unique property is ready to welcome you home! Additional features include a Chicken Coop and large storage shed. Plenty of room for all your toys.

6306 E Old West Way, Cave Creek
36330 N 61st Street Unit 21, Cave Creek
$420,000
7099074 MLS
Beautiful high desert .79 Acre view lot at Stagecoach Pass in the Town of Cave Creek. Panoramic mountain & City views.. Water , Electric, Gas & sewer.. Great opportunity to build your dream home and enjoy the Cave Creek lifestyle! Minutes to downtown Cave Creek, Carefree.. 6 miles to Carefree airport. and an easy drive to Scottsdale. See the lot map in photos.

36330 N 61st Street Unit 21, Cave Creek
6231 E Mark Way Unit 17, Cave Creek
$760,000
2 Beds ⋅ 2 Baths ⋅ 7098907 MLS ⋅ 1,780 SqFt.
Experience refined Cave Creek living in this beautifully updated 2-bedroom + den, 2-bath home in desirable Rancho Madera. Thoughtfully redesigned for today's sophisticated buyer, this turnkey residence blends comfort, style & low-maintenance living--ideal as a full-time home or luxurious Arizona retreat. The custom chef's kitchen showcases new quartz countertops & newer stainless appliances, while both bathrooms have been fully remodeled. Additional upgrades include a new AC & HEAT, fresh interior/exterior paint, new bedroom flooring, custom closets, new sunscreens, custom security screen door, tankless gas water heater and whole-home water filtration system. The attached 2-car garage features extended height, custom built-in cabinetry & newer epoxy floor. Outdoors, enjoy the upgraded rubber stone patio--perfect for relaxing or entertaining in the Arizona sunshine. Rancho Madera offers a heated community pool and spa, clubhouse, workout facility and pool table, creating an inviting lifestyle for year-round and seasonal residents alike. Beautifully updated, exceptionally maintained and truly move-in ready--Cave Creek luxury living without the projects! Rancho Madera offers the perfect Cave Creek location--close to charming shops, local dining, art galleries, golf, hiking, outdoor recreation and the unique Western character that makes Cave Creek so special and.... all within walking distance from your front door!

6231 E Mark Way Unit 17, Cave Creek
6226 E Forest Pleasant Place, Cave Creek
$1,199,000
3 Beds ⋅ 3 Baths ⋅ 7098832 MLS ⋅ 3,216 SqFt.
Room to breathe, views to love, and Arizona sunsets to come home to! Tucked inside the gated Lone Mountain community in Cave Creek, this lightly lived in 2018 home sits on a generous third acre lot with beautiful desert and mountain views. Offering 3,216 sq ft, the bright, open split floor plan features 3 bedrooms with flex space & den, and 2.5 baths. The chef's kitchen flows into spacious living areas perfect for gathering. Step outside to enjoy peaceful mornings, stunning sunsets and star filled nights in your private backyard. A separate third car garage offers room for a workshop, hobbies or all your toys! Thoughtful upgrades include a water softener, tankless water heater and energy efficient tinted windows. A little more space, a lot more scenery, and a place you'll love calling home

6226 E Forest Pleasant Place, Cave Creek
36502 N 26th Street Unit 4, Cave Creek
$149,900
7098754 MLS

36502 N 26th Street Unit 4, Cave Creek
43XXX E Fleming Springs Road E Unit -, Cave Creek
$315,000
7098355 MLS
Exceptional, approx. 5 acre, mountain top sanctuary awaits! This high desert, amazing, elevated view lot is perched dramatically above the surrounding valley, and offers a rare Arizona luxury of absolute privacy and an uninterrupted sense of peace. Stunning topography and exquisite desert scenery as far as the eye can see. Incredible desert flora and fauna and surrounding Saguaro cacti forest. Endless views of mountains, mountain ranges and breathtaking sunsets. Design and build your luxury mountaintop estate, rooted in the magnificent landscape, and built to capture stunning sunsets and dramatic desert and mountain views. No HOA, horse property, unincorporated Maricopa County with Cave Creek address. Development will be coming to this area of the mountain. Exceptional value and a Great opportunity to buy a lot here now, before prices go up! This amazing property is offered at approx. 5 acres, with the option to purchase additional parcels to expand your estate. Seller owns additional, adjacent acreage and may consider selling an additional parcel to the buyer of this parcel. Limitless possibilities here, surrounded by natural beauty and seclusion and privacy. Perfect for those who appreciate privacy, natural desert surroundings, and prioritize million dollar views.

43XXX E Fleming Springs Road E Unit -, Cave Creek
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

How much is your home worth?

Get instant property value now!