Florence Homes with Cash New Financing

Welcome to Florence, Arizona – a hidden gem nestled in the heart of Pinal County. Known for its rich history and charming small-town atmosphere, Florence offers a unique blend of old-world charm and modern conveniences. With its picturesque landscapes and stunning desert vistas, this vibrant community is perfect for those seeking a serene lifestyle while still enjoying easy access to urban amenities.

Florence is steeped in history, with a downtown area that showcases beautifully preserved buildings dating back to the 1800s. The town hosts a variety of local events and festivals throughout the year, fostering a strong sense of community among residents. Nature enthusiasts will appreciate the nearby parks and recreational areas, including the scenic San Tan Mountain Regional Park, perfect for hiking, biking, and enjoying the great outdoors.

When it comes to real estate, Florence presents a fantastic opportunity for homebuyers. With homes available for purchase using cash new financing, buyers can take advantage of competitive prices and favorable market conditions. Whether you’re looking for a cozy single-family home or a spacious property with room to grow, Florence offers a diverse selection of real estate options to suit every lifestyle.

Investing in a home in Florence means becoming part of a welcoming community that values tradition, growth, and connection. Don’t miss your chance to explore the opportunities this charming town has to offer. Whether you’re a first-time homebuyer or looking to relocate, Florence, AZ, is ready to welcome you home!

Newest Florence Homes with Cash New Financing

$339,990

4 Beds ⋅ 2 Baths ⋅ 7104827 MLS ⋅ 2,051 SqFt.

Home is estimated to be completed Nov 30th 2026 so you can be in before Christmas. The Kingston floorplan is a stunning single level home with 2,051 square feet and 4 spacious bedrooms. This home has so much to offer with it's high 9' ceilings, and modern amenities like granite countertops, 4'' baseboards, 42'' cabinet uppers with soft close and stainless steel appliances, it's sure to appeal to many buyers and families. The combination of 18X18 ceramic tile flooring throughout and durable carpet in the bedrooms offers both practicality and comfort. THIS HOME INCLUDES A FRIDGE, WASHER, DRYER & HAS AN UPGRADED DOUBLE GATE FOR YOUR TOYS***. Ask about BELOW MARKET Interest Rates and Closing Cost Incentive when you elect to finance with preferred lender. This is a USDA eligible community.

680 W Bunker Hill Street, Florence

$425,000

2 Beds ⋅ 2 Baths ⋅ 7104255 MLS ⋅ 2,039 SqFt.

Enjoy the best of active adult living in this beautifully maintained 2020-built home in the sought-after community of Sun City Anthem at Merrill Ranch! Situated on an oversized lot, this residence offers a comfortable, thoughtfully designed layout with a versatile den, spacious living areas, and a convenient walk-in shower. Cosmetic upgrades throughout add a fresh touch, while the outdoor space is a standout feature. Approximately $27,000 has been invested in the professionally completed landscaping, creating an attractive, low-maintenance setting. A generously sized patio provides plenty of room for outdoor dining, entertaining, or simply enjoying the beautiful Arizona weather. The lifestyle here is just as impressive as the home itself. Residents enjoy access to an incredible 48,000-square-foot recreation center featuring a full fitness facility, indoor lap pool and spa, walking track, craft studios, ballroom, café, card rooms, billiards, ping pong, and spaces for classes, seminars, and social gatherings. Outdoor recreation is equally abundant, with pickleball, tennis, bocce ball, horseshoes, shuffleboard, and an active calendar of clubs and activities. Golf enthusiasts will appreciate nearby Troon Poston Butte Golf Course, one of the area's premier golf destinations. Whether you're looking for an active social lifestyle, a welcoming community, or a comfortable home with room to enjoy the outdoors, this Sun City Anthem residence offers an exceptional opportunity to embrace the Arizona lifestyle!

7776 W Willow Way, Florence

$87,500

1 Beds ⋅ 1 Baths ⋅ 7104183 MLS ⋅ 397 SqFt.

Welcome to Caliente De Sol in historic Florence, Arizona! This immaculate, lovingly maintained 1989 home offers comfortable Arizona living in a welcoming, active community.Located on the sunny side of the community, this fully furnished move-in-ready home features many updates including a roof that has been resealed in 2025, newer water heater, updated water supply lines and even updated electrical outlets.Pride of ownership is evident throughout.Caliente offers abundant amenities and activities, with opportunities to stay active, socialize, and meet new friends. Enjoy the charm of historic Florence while remaining close to area conveniences.Whether you're seeking a winter retreat or full-time residence, this home is ready to welcome you. Come tour it and discover all that Caliente offers.

218 E Cholla Lane, Florence

$374,000

3 Beds ⋅ 3 Baths ⋅ 7104176 MLS ⋅ 2,658 SqFt.

Welcome to Anthem at Merrill Ranch! This 3-bedroom plus den, 2.5-bath home features PAID-OFF SOLAR, an inviting open floor plan, and a spacious kitchen with granite countertops, a large island, and double ovens. Enjoy a cozy fireplace, tile flooring, an updated secondary bathroom, and a primary suite with dual vanities, soaking tub, separate shower, and walk-in closet. Additional highlights include HVAC serviced in 2026. The landscaped backyard features a gazebo, perfect for outdoor entertaining. Community amenities include pools, a golf course, clubhouse, fitness center, parks, and walking trails. Experience comfort, convenience, and Arizona living!

6398 W Admiral Way, Florence

810 E Pennsylvania Avenue Unit D, Florence

$239,900

2 Beds ⋅ 2 Baths ⋅ 7104047 MLS ⋅ 1,345 SqFt.

This 1984 Golden West Seacliff had the entire interior remodeled in 2022 in Florence Gardens a 55+ Community where you own the land so no lot rent. New paint inside and out in 2022. The home has a master bd and ba, a guest room, and a bonus room currently set up as a 3rd bd. Wood like laminate flooring throughout including the amazing AZ room which is 10' X 54' or 540 sq ft of additional living space. A laundry room off the carport and notice your newer washer and dryer and then on to your newer kitchen with stainless steel stove, micro wave and dishwasher. New cabinets in 2022, granite counter tops and new sink and garbage disposal. Almost like having a new home just a 1/2 block from the club house and pools. Florence gardens has a club for every interest group and golf across the street!

810 E Pennsylvania Avenue Unit D, Florence

$329,000

3 Beds ⋅ 2 Baths ⋅ 7103875 MLS ⋅ 2,003 SqFt.

Refined from the inside out, this beautiful home exudes timeless appeal! Nestled on a corner lot in the desirable Merrill Ranch, offering 3 beds, 2 baths, 2-car garage, and well-manicured landscape. The interior showcases tons of natural light, a neutral palette, recessed lighting, tile flooring in common areas, and soft carpet in bedrooms. You'll love the seamlessly flowing open layout, designed for everyday living & entertaining! The impressive eat-in kitchen boasts SS appliances, granite counters, a walk-in pantry, ample staggered cabinetry, and an island w/breakfast bar. Double-door den for an office or extra bedroom! The large main bedroom has an ensuite with dual sinks and a walk-in closet. Discover the backyard with a covered patio, extended pavers, & artificial turf! Move-in ready!

6384 W Georgetown Way, Florence

$350,000

3 Beds ⋅ 2 Baths ⋅ 7103764 MLS ⋅ 1,521 SqFt.

LIKE NEW! Check out this charming home on a giant 1.265 acre lot with NO HOA! All new flooring makes the house smell like new! Stainless steel kitchen appliances with rich wood cabinets for loads of storage. Big master bedroom with a walk in closet, barn door to the bathroom, and walk in shower. Oversized laundry room with extra shelving. The more expensive metal roof adds style and has the longest roof life plus 2x6 exterior walls add strength and energy efficiency. Oversized covered back patio and ideal northern exposure with open space and starry skies at night. Owner related to Agent/Broker. This is the one!

20027 E Casen Street, Florence

$395,000

3 Beds ⋅ 2 Baths ⋅ 7103748 MLS ⋅ 1,540 SqFt.

Want to get away from it all? This lovely home in Florence built in 2021 sits on a huge 1.25 acre lot in the desert community of Cactus valley with magestic saguaros and unique cacti all around. This 3-bedroom two bath home has a great room floorplan luxury vinyl flooring and a kitchen with granite counter tops and a walk in pantry Both bathrooms have granite and tile surrounds. You also get 2 car garage and endless room for pets, animals, garden and all your toys. Come see it today!

10254 N Dogwood Road, Florence

$300,000

3 Beds ⋅ 2 Baths ⋅ 7103466 MLS ⋅ 1,757 SqFt.

Experience resort-style living in the sought-after Anthem at Merrill Ranch community! This beautiful 3-bedroom, 2-bath home offers 1,756 sq ft of thoughtfully designed living space with an open floor plan, granite countertops, stainless steel appliances, stylish cabinetry, and a welcoming front courtyard. Enjoy low-maintenance landscaping, a covered patio, and a premium lot backing to a scenic walking trail! Incredible community amenities include a heated pool, clubhouse, fitness center, golf course, pickleball, tennis and basketball courts, playgrounds, picturesque lakes, and miles of walking and biking trails. Whether relaxing poolside or enjoying an active lifestyle, this community has something for everyone! Don't miss your opportunity to own this Arizona retreat!

6624 W Sonoma Way, Florence

$290,000

4 Beds ⋅ 3 Baths ⋅ 7103140 MLS ⋅ 2,227 SqFt.

Spacious two-story home offering 4 bedrooms, 2 full bathrooms, and 1 half bath with 2,226 square feet of living space! The open floor plan provides a welcoming atmosphere with plenty of room for everyday living. Enjoy a functional layout with generous living spaces, comfortable bedrooms, and flexibility to make this home your own. This property also features an attached 2-car garage & a backyard ready for your personal touches. Don't miss this opportunity to make this home yours. One or more photos have been virtually staged. Seller offering up to 4% toward buyer's closing costs, prepaids, and/or interest rate buydown when financing with Seller's preferred lender. Use of any particular lender is not required. Subject to loan program limits and lender approval; terms per executed contract.

7304 W Candlewood Way, Florence

$334,990

4 Beds ⋅ 2 Baths ⋅ 7103068 MLS ⋅ 1,697 SqFt.

BRAND NEW | Home Ready Now | Pool Sized Lot w/ a Double Gate | This fabulous, open concept home will leave your mind BLOWN! This sheer masterpiece features a split 4-bedroom layout, with unreal functionality. It just works! Interior finishes include granite kitchen & bathroom counter tops, espresso cabinets, and tile flooring throughout, except the bedrooms. Smart home technology is included along with a 14 seer HVAC and energy saving features like spray foam insulation. Also, this home includes stainless steel appliances, 220v pre-wire in the garage, 2'' window blinds, garage door opener, rain gutters, plus front yard desert landscape. Come see this home in the desert's most sought after hidden gem, Magma Ranch Vistas!

12234 E Lupine Lane, Florence

$329,990

3 Beds ⋅ 2 Baths ⋅ 7103024 MLS ⋅ 1,590 SqFt.

BRAND NEW | Estimated Completion December 2026 | Pool Sized Lot w/ a Double Gate | Just imagine... A 3-bedroom plan that feels spacious. It just feels right... Like home. That is the Denton plan. This is one you WILL want to see in person. Interior finishes include granite kitchen & bathroom counter tops, espresso cabinets, and tile flooring throughout, except the bedrooms. Smart home technology is included along with a 14-seer HVAC and energy saving features. Also, this home includes stainless steel appliances, 220v pre-wire in the garage, 2'' window blinds, garage door opener, rain gutters, plus front yard desert landscape. Come see this home in the desert's most sought after hidden gem, Magma Ranch Vistas!

12341 E Lupine Lane, Florence

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Florence Homes with Cash New Financing

Newest Florence Homes with Cash New Financing

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