Florence Homes with VA Loan New Financing

Welcome to Florence, Arizona – a charming town steeped in history and surrounded by breathtaking desert landscapes. Nestled in Pinal County, Florence is a hidden gem, offering a unique blend of small-town charm and modern conveniences. With its rich heritage, Florence boasts historic buildings, vibrant community events, and an array of outdoor activities, making it an ideal destination for families, retirees, and everyone in between.

Florence is known for its warm, welcoming atmosphere and a strong sense of community. Residents enjoy a slower pace of life while having access to essential amenities, including local shops, dining options, and recreational facilities. The nearby San Tan Mountains and numerous parks provide ample opportunities for hiking, biking, and enjoying the beautiful Arizona weather.

For those considering a move to this picturesque town, Florence offers a variety of housing options, including homes eligible for VA Loan financing. This is a fantastic opportunity for veterans and active-duty service members looking to settle in a friendly community. With VA loans, buyers can benefit from favorable terms, including no down payment and competitive interest rates, making homeownership more accessible than ever.

Whether you're drawn to Florence for its rich history, stunning landscapes, or the sense of camaraderie among its residents, you'll find that this town has something special to offer. Explore the possibilities of making Florence your new home, where you can enjoy a fulfilling lifestyle in a vibrant community. Your dream home awaits in this enchanting Arizona town!

Newest Florence Homes with VA Loan New Financing

$339,990

4 Beds ⋅ 2 Baths ⋅ 7104827 MLS ⋅ 2,051 SqFt.

Home is estimated to be completed Nov 30th 2026 so you can be in before Christmas. The Kingston floorplan is a stunning single level home with 2,051 square feet and 4 spacious bedrooms. This home has so much to offer with it's high 9' ceilings, and modern amenities like granite countertops, 4'' baseboards, 42'' cabinet uppers with soft close and stainless steel appliances, it's sure to appeal to many buyers and families. The combination of 18X18 ceramic tile flooring throughout and durable carpet in the bedrooms offers both practicality and comfort. THIS HOME INCLUDES A FRIDGE, WASHER, DRYER & HAS AN UPGRADED DOUBLE GATE FOR YOUR TOYS***. Ask about BELOW MARKET Interest Rates and Closing Cost Incentive when you elect to finance with preferred lender. This is a USDA eligible community.

680 W Bunker Hill Street, Florence

$425,000

2 Beds ⋅ 2 Baths ⋅ 7104255 MLS ⋅ 2,039 SqFt.

Enjoy the best of active adult living in this beautifully maintained 2020-built home in the sought-after community of Sun City Anthem at Merrill Ranch! Situated on an oversized lot, this residence offers a comfortable, thoughtfully designed layout with a versatile den, spacious living areas, and a convenient walk-in shower. Cosmetic upgrades throughout add a fresh touch, while the outdoor space is a standout feature. Approximately $27,000 has been invested in the professionally completed landscaping, creating an attractive, low-maintenance setting. A generously sized patio provides plenty of room for outdoor dining, entertaining, or simply enjoying the beautiful Arizona weather. The lifestyle here is just as impressive as the home itself. Residents enjoy access to an incredible 48,000-square-foot recreation center featuring a full fitness facility, indoor lap pool and spa, walking track, craft studios, ballroom, café, card rooms, billiards, ping pong, and spaces for classes, seminars, and social gatherings. Outdoor recreation is equally abundant, with pickleball, tennis, bocce ball, horseshoes, shuffleboard, and an active calendar of clubs and activities. Golf enthusiasts will appreciate nearby Troon Poston Butte Golf Course, one of the area's premier golf destinations. Whether you're looking for an active social lifestyle, a welcoming community, or a comfortable home with room to enjoy the outdoors, this Sun City Anthem residence offers an exceptional opportunity to embrace the Arizona lifestyle!

7776 W Willow Way, Florence

$374,000

3 Beds ⋅ 3 Baths ⋅ 7104176 MLS ⋅ 2,658 SqFt.

Welcome to Anthem at Merrill Ranch! This 3-bedroom plus den, 2.5-bath home features PAID-OFF SOLAR, an inviting open floor plan, and a spacious kitchen with granite countertops, a large island, and double ovens. Enjoy a cozy fireplace, tile flooring, an updated secondary bathroom, and a primary suite with dual vanities, soaking tub, separate shower, and walk-in closet. Additional highlights include HVAC serviced in 2026. The landscaped backyard features a gazebo, perfect for outdoor entertaining. Community amenities include pools, a golf course, clubhouse, fitness center, parks, and walking trails. Experience comfort, convenience, and Arizona living!

6398 W Admiral Way, Florence

810 E Pennsylvania Avenue Unit D, Florence

$239,900

2 Beds ⋅ 2 Baths ⋅ 7104047 MLS ⋅ 1,345 SqFt.

This 1984 Golden West Seacliff had the entire interior remodeled in 2022 in Florence Gardens a 55+ Community where you own the land so no lot rent. New paint inside and out in 2022. The home has a master bd and ba, a guest room, and a bonus room currently set up as a 3rd bd. Wood like laminate flooring throughout including the amazing AZ room which is 10' X 54' or 540 sq ft of additional living space. A laundry room off the carport and notice your newer washer and dryer and then on to your newer kitchen with stainless steel stove, micro wave and dishwasher. New cabinets in 2022, granite counter tops and new sink and garbage disposal. Almost like having a new home just a 1/2 block from the club house and pools. Florence gardens has a club for every interest group and golf across the street!

810 E Pennsylvania Avenue Unit D, Florence

$329,000

3 Beds ⋅ 2 Baths ⋅ 7103875 MLS ⋅ 2,003 SqFt.

Refined from the inside out, this beautiful home exudes timeless appeal! Nestled on a corner lot in the desirable Merrill Ranch, offering 3 beds, 2 baths, 2-car garage, and well-manicured landscape. The interior showcases tons of natural light, a neutral palette, recessed lighting, tile flooring in common areas, and soft carpet in bedrooms. You'll love the seamlessly flowing open layout, designed for everyday living & entertaining! The impressive eat-in kitchen boasts SS appliances, granite counters, a walk-in pantry, ample staggered cabinetry, and an island w/breakfast bar. Double-door den for an office or extra bedroom! The large main bedroom has an ensuite with dual sinks and a walk-in closet. Discover the backyard with a covered patio, extended pavers, & artificial turf! Move-in ready!

6384 W Georgetown Way, Florence

$395,000

3 Beds ⋅ 2 Baths ⋅ 7103748 MLS ⋅ 1,540 SqFt.

Want to get away from it all? This lovely home in Florence built in 2021 sits on a huge 1.25 acre lot in the desert community of Cactus valley with magestic saguaros and unique cacti all around. This 3-bedroom two bath home has a great room floorplan luxury vinyl flooring and a kitchen with granite counter tops and a walk in pantry Both bathrooms have granite and tile surrounds. You also get 2 car garage and endless room for pets, animals, garden and all your toys. Come see it today!

10254 N Dogwood Road, Florence

$300,000

3 Beds ⋅ 2 Baths ⋅ 7103466 MLS ⋅ 1,757 SqFt.

Experience resort-style living in the sought-after Anthem at Merrill Ranch community! This beautiful 3-bedroom, 2-bath home offers 1,756 sq ft of thoughtfully designed living space with an open floor plan, granite countertops, stainless steel appliances, stylish cabinetry, and a welcoming front courtyard. Enjoy low-maintenance landscaping, a covered patio, and a premium lot backing to a scenic walking trail! Incredible community amenities include a heated pool, clubhouse, fitness center, golf course, pickleball, tennis and basketball courts, playgrounds, picturesque lakes, and miles of walking and biking trails. Whether relaxing poolside or enjoying an active lifestyle, this community has something for everyone! Don't miss your opportunity to own this Arizona retreat!

6624 W Sonoma Way, Florence

$290,000

4 Beds ⋅ 3 Baths ⋅ 7103140 MLS ⋅ 2,227 SqFt.

Spacious two-story home offering 4 bedrooms, 2 full bathrooms, and 1 half bath with 2,226 square feet of living space! The open floor plan provides a welcoming atmosphere with plenty of room for everyday living. Enjoy a functional layout with generous living spaces, comfortable bedrooms, and flexibility to make this home your own. This property also features an attached 2-car garage & a backyard ready for your personal touches. Don't miss this opportunity to make this home yours. One or more photos have been virtually staged. Seller offering up to 4% toward buyer's closing costs, prepaids, and/or interest rate buydown when financing with Seller's preferred lender. Use of any particular lender is not required. Subject to loan program limits and lender approval; terms per executed contract.

7304 W Candlewood Way, Florence

$334,990

4 Beds ⋅ 2 Baths ⋅ 7103068 MLS ⋅ 1,697 SqFt.

BRAND NEW | Home Ready Now | Pool Sized Lot w/ a Double Gate | This fabulous, open concept home will leave your mind BLOWN! This sheer masterpiece features a split 4-bedroom layout, with unreal functionality. It just works! Interior finishes include granite kitchen & bathroom counter tops, espresso cabinets, and tile flooring throughout, except the bedrooms. Smart home technology is included along with a 14 seer HVAC and energy saving features like spray foam insulation. Also, this home includes stainless steel appliances, 220v pre-wire in the garage, 2'' window blinds, garage door opener, rain gutters, plus front yard desert landscape. Come see this home in the desert's most sought after hidden gem, Magma Ranch Vistas!

12234 E Lupine Lane, Florence

$329,990

3 Beds ⋅ 2 Baths ⋅ 7103024 MLS ⋅ 1,590 SqFt.

BRAND NEW | Estimated Completion December 2026 | Pool Sized Lot w/ a Double Gate | Just imagine... A 3-bedroom plan that feels spacious. It just feels right... Like home. That is the Denton plan. This is one you WILL want to see in person. Interior finishes include granite kitchen & bathroom counter tops, espresso cabinets, and tile flooring throughout, except the bedrooms. Smart home technology is included along with a 14-seer HVAC and energy saving features. Also, this home includes stainless steel appliances, 220v pre-wire in the garage, 2'' window blinds, garage door opener, rain gutters, plus front yard desert landscape. Come see this home in the desert's most sought after hidden gem, Magma Ranch Vistas!

12341 E Lupine Lane, Florence

$390,340

4 Beds ⋅ 3 Baths ⋅ 7103023 MLS ⋅ 1,912 SqFt.

Beautiful NEW Home, on an oversized cul-de-sac lot. In the highly desirable San Tan Valley area, close to major cities. CORNER LOT. JANUARY Close . Overlooking scenic desert views. Featuring countless upgrades such as 9' ceilings, Shaw Ceramic Tile Floors, Granite countertops in the kitchen. Whirlpool Stainless steel appliances and white cabinetry. Energy-efficient features throughout, Wi-Fi & programmable thermostat, and electric range. Spacious walk-in closet in owner's suite! Front yard landscaping with irrigation included and generous covered patio in the backyard. Minutes from hiking trails and scenic mountain views! Fantastic amenities such as a kids pool, splash pad, fitness loop, clubhouse, fitness studio, industrial kitchen, outdoor patio with fire pits and grill & Multi-purpose room! Located near Queen Creek, highly rated schools, shopping, dining and aquatic center! Surrounded by open Sonoran Desert habitat, Florence is a western gem!

29803 N Willow Circle, Florence

$326,640

3 Beds ⋅ 2 Baths ⋅ 7102935 MLS ⋅ 1,541 SqFt.

Beautiful NEW Home in in the highly desirable San Tan Valley area, close to major cities. READY JANUARY. Overlooking scenic desert views. Featuring countless upgrades such as 9' ceilings, Shaw Ceramic Tile Floors, Granite countertops in the kitchen. Whirlpool Stainless steel appliances and white cabinetry. Energy-efficient features throughout, Wi-Fi & programmable thermostat, and electric range. Spacious walk-in closet in owner's suite! Front yard landscaping with irrigation included and generous covered patio in the backyard. Minutes from hiking trails and scenic mountain views! Fantastic amenities such as a kids pool, splash pad, fitness loop, clubhouse, fitness studio, industrial kitchen, outdoor patio with fire pits and grill & Multi-purpose room! Located near Queen Creek, highly rate schools, shopping, dining and aquatic center! Surrounded by open Sonoran Desert habitat, Florence is a western gem!

12861 E Verbina Lane, Florence

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Florence Homes with VA Loan New Financing

Newest Florence Homes with VA Loan New Financing

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