Florence Homes with Owner May Carry New Financing

Florence Homes with Owner May Carry New Financing

Welcome to Florence, Arizona – a hidden gem nestled in the heart of Pinal County! This charming town, rich in history and vibrant culture, offers a unique blend of small-town warmth and modern amenities. With its picturesque landscapes and a serene desert backdrop, Florence is an ideal place for those seeking tranquility without sacrificing convenience.

Florence boasts a rich historical heritage, with many buildings dating back to the late 1800s. Stroll through the historic downtown area and discover quaint shops, delightful eateries, and the iconic Pinal County Courthouse. The town is also home to several parks and recreational areas, making it perfect for outdoor enthusiasts and families alike. Whether you're hiking the nearby trails or enjoying a picnic in one of the local parks, there’s always something to explore.

For prospective homeowners, Florence offers a variety of housing options, including properties with Owner May Carry New Financing. This flexible financing option allows buyers to negotiate terms directly with the seller, making it easier to secure your dream home. Imagine settling into a cozy residence that reflects your personal style while enjoying the financial ease that comes with owner-financed opportunities.

With its rich history, welcoming community, and diverse housing options, Florence, AZ is not just a place to live – it’s a place to call home. Experience the charm of Florence and discover the perfect property that suits your lifestyle today!

Newest Florence Homes with Owner May Carry New Financing

Two lots totaling approximately 4+ acres in fast-growing Pinal County! An excellent opportunity to build your future home, create a private desert retreat, or invest for long-term growth. Parcels 206-06-031C and 206-06-031D are being offered together, with electric nearby. Enjoy wide-open Arizona skies, extra breathing room, and plenty of possibilities. Seller may carry with acceptable terms--bring your questions and submit an offer! Buyer to verify zoning, utilities, access, acreage, boundaries, building requirements, and all other material facts.

12577 N Hexcel Road Unit -, Florence

Don't miss this opportunity to own a desirable corner lot complete with a well maintained, furnished 2003 34' SunnyBrook fifth wheel ready for you to move in and start enjoying the lifestyle you've been looking for. Perfectly situated on the sunny side of the street, this inviting home offers ceiling fans in both the living room and bedroom for added comfort, along with numerous recent upgrades, including a new roof (2025), upgraded water purification system, newer metal entry steps, and a modern remote-controlled awning for effortless outdoor living. Located in the highly sought after 55+ Caliente Casa De Sol community, you'll enjoy resort style living with an incredible selection of amenities. Spend your days relaxing in one of four pools and spas, staying active with pickleball and horseshoes, or connecting with neighbors through cards, crafts, ceramics, and countless social activities. Additional conveniences include four laundry facilities, a clubhouse, woodshed, annex building, and much more. Whether you're looking for a seasonal retreat or full-time residence, this turnkey property offers exceptional value, low-maintenance living, and an active community you'll love.

202 E Palo Verde Lane Unit 273, Florence

2 Beds ⋅ 2 Baths ⋅ 7046412 MLS ⋅ 1,352 SqFt.

Your dream kitchen has arrived! The open-concept layout of this 2 bedroom home centers around a beautifully remodeled kitchen with granite countertops, updated cabinetry, a designer backsplash, and a spacious walk-in pantry. The attached, oversized Arizona room offers additional living space and opens to a covered patio and large workshop, perfect for hobbies, storage, or projects. Step into the fully fenced backyard where a private staircase leads to an observation deck with breathtaking panoramic mountain views--the perfect place to enjoy Arizona's spectacular sunrises and sunsets. Updated lighting and ceiling fans add a fresh, modern touch throughout. Situated on a spacious corner lot, you'll enjoy extra outdoor space without the extra maintenance.

3600 N Colorado Avenue, Florence

Discover the freedom of rural Arizona living on this GR zoned parcel in Florence. Ideal for a custom home, horse property, hobby farm, or long term investment, this land offers the space and flexibility to bring your vision to life. Enjoy peaceful desert surroundings, wide open views, and a country lifestyle while remaining within convenient reach of shopping, dining, schools, and other local amenities. Whether you are looking to build now or invest for the future, this property presents a unique opportunity in a growing area. Buyer to verify all facts, zoning, utilities, and intended use through their own due diligence.

S Parks Street Unit '-', Florence

Property is located south of Florence Kelvin-Highway. Property has recently been split into three 13-acre lots. Property is gated at Barkerville. Perfect opportunity for a small ranchette or private playground in the desert! Seller will consider terms (25% down, 9% interest, 5-year amortization, 3-year balloon, quarterly payments).

S Barkerville Road Unit -, Florence

*Adjacent Lot available* Escape to wide-open spaces with this 18.6 acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert.

011B Gardenshire Road Unit E82, Florence

Escape to wide-open spaces with this 18.47-acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert. Adjacent lot 18 acres also available.

011A Gardenshire Rd Road Unit W82, Florence

1 Beds ⋅ 1 Baths ⋅ 7036888 MLS ⋅ 413 SqFt.

Welcome to Caliente Casa Del Sol, a sought-after 55+ community in Florence, AZ where you own the land--no land lease! This beautifully remodeled home, updated by a licensed general contractor, is move-in ready and features granite countertops, new flooring, fresh interior paint, updated lighting, new vanities, and a remodeled walk-in shower. The spacious kitchen offers a full-size range and ample cabinet space. Enjoy low-maintenance living with low HOA fees and access to community pools, clubhouse activities, and a vibrant social calendar. Perfect as a year-round residence or winter retreat. Affordable, updated, and ready for its new owner!

106 E Hedge Drive, Florence

Rare opportunity to own ±60 acres of scenic Arizona desert with frontage on Kelvin Florence Highway in the rapidly growing Florence area. Surrounded by State Land on the north and west, this private parcel offers exceptional views of the Mineral Mountains, Newman Peak, and the Superstition Mountains. Zoned GR (General Rural) in Pinal County, the property allows a variety of uses including residential, agricultural, equestrian, and recreational opportunities. The level to gently rolling terrain is dotted with native saguaro cacti, creating the classic Sonoran Desert landscape buyers seek. Ideal for a custom ranch, rodeo arena, equestrian retreat, residential development, or long-term investment. The property has potential for future parcel splits and lies in the path of growth. Power is located approximately ½ mile west on Diffin Road, with nearby well activity supporting future development. Enjoy peaceful desert living with paved highway access, abundant outdoor recreation, and endless possibilities on this unique Arizona land holding.

+/-60acres E Florence-Kelvin Highway Unit -, Florence

SEE PLAT MAP IN PICTURES LOTS 5,6,7,8 THERE ARE 4 LOTS HERE FOR SALE. 3 ARE 1.250 ACRES OFFERED AT $135,000.00 EACH 1- 1.549 ACRES OFFERED AT $165,000.00 OWNER WILL CARRY AT 6% INTREST WITH 20% DOWN AMORTISED OVER 30 YEARS WITH A BALLOON PAYMENT IN 15 YEARS. THE LISTING AGENT HAS THE DETAILS. Sweeping views of the Sonoran Southwest Desert's wide open spaces! The most beutiful Sunsets in the Western skies!

0000 E Adamsville Road Unit -, Florence

9.1 acres in Pinal County's growth corridor -- SR zoning, no deed restrictions, and subdivision potential • 9.1 acres | SR zoning | no HOA, no deed restrictions • Dirt road access via recorded easements; electric nearby with electrical easement • Private well required (Pinal AMA); engineered septic required; propane gas; Starlink compatible with strong Verizon signal • Gently flat Sonoran Desert terrain with native vegetation, saguaro cacti, and a wash feature on property • Horses allowed; manufactured home allowed; minor land division survey completed Positioned along the Phoenix-Tucson corridor continues to draw rural residential buyers and investors to affordably priced parcels like this one. Suited for a rural residential build, equestrian use, or land investment.

002 -M Escrito Road Unit -, Florence

Premium horse property , mature trees and saguaro cactus, BORDERING STATE LAND North side of the property line , BEAUTIFUL VIEWS. SELLER FINANCING.

5AC N Gunsight Lane, Florence

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Maria Coca

Mindful Realtor® | Licensed Broker | Coach | Podcast Host Maria Coca is not your typical real estate professional. She is a Licensed Broker, Mindful Realtor®, and coach whose work is rooted in leadership, intentionality, and a deep commitment to helping others build wealth and a life they truly love. Maria’s approach to real estate blends strategic broker-level expertise with mindful leadership. She believes real estate is more than transactions—it is a path to financial stability, generational wealth, and personal freedom. Her clients trust her for her calm presence, sharp negotiation skills, deep market knowledge, and ability to simplify complex decisions with clarity and confidence. As a Licensed Associate Broker, Maria brings a higher level of education, training, and responsibility to every client she serves. Whether working with first-time homebuyers, seasoned investors, or families preparing for their next chapter, she leads with transparency, integrity, and a deep respect for the human experience behind every sale. Maria also serves as the host of Abriendo Puertas, a bilingual podcast focused on real estate, mindset, and creating opportunities for the next generation. Through her work as a coach and mentor, she empowers aspiring realtors, associate brokers, and entrepreneurs to step into leadership with courage, clarity, and authenticity. Guided by her values of mindfulness, sustainability, and service, Maria is building not just a business—but a legacy. She believes in intentional living, conscious decision-making, and using real estate as a vehicle to change lives and open doors. When she’s not negotiating contracts or teaching others how to elevate their real estate careers, you can find her tending to her garden, traveling the world, cultivating community, or exploring life with curiosity and gratitude. Maria Coca is more than a broker. She is a leader, a guide, and a trusted partner on your journey home.

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