Florence Homes with FHA New Financing

Florence Homes with FHA New Financing

Welcome to Florence, Arizona – a hidden gem nestled in the heart of Pinal County, where history meets modern living. Known for its rich heritage and charming small-town atmosphere, Florence is a vibrant community that offers a delightful blend of old-world charm and contemporary conveniences. With a population of just over 25,000, this picturesque town boasts a welcoming spirit and a strong sense of community.

Florence is steeped in history, with several preserved buildings and landmarks that tell the story of the Old West. The town's historic district is a must-visit, featuring beautiful architecture and quaint shops that invite leisurely strolls. Nature enthusiasts will also find plenty to love, as Florence is surrounded by stunning desert landscapes and offers access to outdoor recreational activities, including hiking, biking, and horseback riding.

For those considering making Florence their home, there’s exciting news! Homes in this charming town are now accessible with FHA new financing options. This means that more buyers can enter the market and take advantage of the affordable housing opportunities available in the area. Florence offers a variety of homes, from cozy single-family residences to spacious modern builds, all set against the backdrop of Arizona’s breathtaking desert scenery.

With its friendly community, rich history, and attractive housing options, Florence, AZ is the perfect place to plant your roots. Don’t miss out on the opportunity to discover your dream home in this enchanting town! Whether you’re a first-time buyer or looking for a peaceful retreat, Florence has something special waiting for you.

Newest Florence Homes with FHA New Financing

$369,900
4 Beds ⋅ 2 Baths ⋅ 7059539 MLS ⋅ 2,053 SqFt.
Privacy, space, and an unbeatable lifestyle await in this beautifully maintained home in Anthem at Merrill Ranch. Backing to a wash with no neighbors behind, this home offers exceptional privacy and peaceful desert views. A beautiful tiled walkway leads to the front door, creating a warm and welcoming first impression. Featuring 4 bedrooms plus a flexible den, this home offers the space and versatility you're looking for. The spacious great room creates an inviting gathering space, while the kitchen is designed for both everyday living and entertaining with abundant counter space, a large pantry, gas cooking, a center island with breakfast bar, and a generous eat-in dining area. The primary suite features a charming bay window, a spacious walk-in closet, and an ensuite bath with dual sinks and a large linen closet for added storage. Fresh interior paint adds a clean, updated feel throughout the home. Step outside to your private backyard retreat, where an expansive tiled entertaining area, covered patio, relaxing hot tub, mature landscaping, and peaceful sweeping desert views create the perfect setting for entertaining or simply unwinding. Residents of Anthem at Merrill Ranch enjoy an exceptional lifestyle with resort-style amenities including community pools, a fitness center, a championship golf course, parks, playgrounds, a dog park, tennis and pickleball courts, basketball courts, miles of walking and biking trails, and year-round community events. The home can be purchased fully furnished, with all furniture and furnishings included--making your move simple and effortless.

2315 N Daisy Drive, Florence
$309,990
4 Beds ⋅ 2 Baths ⋅ 7059517 MLS ⋅ 1,787 SqFt.
QUICK MOVE-IN HOME AVAILABLE! THIS HOME IS SITTING ON A PREMEUM 8,000 SQ FT LOT WITH NO NEIGHBORS BEHIND YOU! The Gaven floorplan is a beautiful single level home designed around 1,787 square feet consisting of 4 bedrooms, 2 bathrooms. With its spacious layout, high 9' ceilings, modern amenities like granite countertops, 42'' cabinet uppers, 4'' baseboards, Moen bath faucets and stainless-steel appliances, it's sure to appeal to many buyers. The combination of 18X18 ceramic tile flooring throughout and durable Mohawk carpet in the bedrooms offers both practicality & comfort. Ask about BELOW MARKET Interest Rates and Closing Cost Incentive when you elect to finance with preferred lender. This is a USDA eligible community with $0 down.

451 W Keating Street, Florence
$669,000
3 Beds ⋅ 2 Baths ⋅ 7059368 MLS ⋅ 2,390 SqFt.
Better than new with over $250,000 in builder upgrades and owner improvements already completed. Situated on a premium wash view lot in the award winning 55+ community of Anthem at Merrill Ranch, this home offers resort style living with a heated and chilled PebbleTec pool, completed landscaping, and all the major improvements already finished. The split floor plan features two guest bedrooms and a full bath in one wing, an enclosed office with glass French doors, and a private primary suite tucked away at the rear of the home. The upgraded Chef Lux kitchen includes stacked cabinetry, KitchenAid appliances, Level 6 quartz countertops, designer island cabinetry, soft close cabinets and drawers, under cabinet lighting, upgraded backsplash, and premium hardware. The spacious great room features tray ceilings, surround sound prewire, luxury vinyl plank flooring, and a 4 panel sliding glass door that seamlessly blends indoor and outdoor living. Additional builder upgrades include a third bedroom, golf cart garage, extended 2 car garage, rear home extension, driveway and walkway pavers, garage ceiling and exterior wall insulation, upgraded interior doors, gas stub package, and much more. The primary bath features an upgraded frameless glass shower enclosure with premium tile surrounds and finishes. Owner improvements include an owned reverse osmosis system and water softener, epoxy coated garage floors, overhead garage storage racks, custom closet improvements, shutters, gutters, patio screen, and extensive front and rear landscaping. Anthem at Merrill Ranch offers golf, indoor and outdoor pools, fitness center, pickleball, tennis, parks, walking trails, restaurants, clubs, and year round community activities. Enjoy more than $68,000 in savings compared to purchasing new and completing these improvements yourself.

4519 N Presidential Drive, Florence
$309,000
3 Beds ⋅ 2 Baths ⋅ 7059301 MLS ⋅ 1,226 SqFt.
Welcome to this beautifully maintained home in the desirable Magma Ranch community! This move-in ready property features an open-concept floor plan with a stunning kitchen showcasing elegant white marble countertops, ample cabinetry, and plenty of space for entertaining. Step outside to a custom-designed backyard complete with low-maintenance turf, brick hardscaping, and an RV gate for added convenience. This home is directly located across from a neighborhood park. This home also offers access to fantastic community amenities, including an aquatic center, fitness center, parks, playgrounds, and walking paths. Conveniently located near schools, shopping, dining, and Hunt Highway, this home combines comfort, style, and an exceptional community lifestyle.

11857 E Sunflower Lane, Florence
$329,990
4 Beds ⋅ 3 Baths ⋅ 7059245 MLS ⋅ 2,049 SqFt.
Looking for amenities? This community features numerous amenities resort style pools w/ water park, golf course, fitness center, dog park, ponds, pickleball and much more! Now including washer/dryer, refrigerator, and blinds! This stunning plan stands out with its spacious living concept with 4 bedrooms, 3 Baths, bonus room plus a large great room and dining space that takes center stage. This is an ideal setting for entertaining friends and family in this beautiful home with a comfortable environment. Featuring white cabinets, granite counter tops plus a generous amount of tile! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort, and peace of mind.

3634 N Camden Drive, Florence
$369,000
2 Beds ⋅ 2 Baths ⋅ 7058816 MLS ⋅ 1,934 SqFt.
Welcome to this beautifully appointed Arroyo floor plan offering 2 bedrooms, 2 bathrooms and den. The kitchen features staggered birch cabinetry, stainless steel appliances, an island, walk-in pantry and granite countertops, making it ideal for both everyday living and entertaining. Thoughtful upgrades include wood-look tile flooring throughout and plantation shutters that add style and functionality. The primary suite features a spacious walk-in closet and an ensuite bath with dual sinks and a walk-in shower. Enjoy Arizona's outdoor lifestyle on the inviting paver patio or relax in the low-maintenance backyard with artificial turf. The extended 4-foot garage is a standout feature, complete with epoxy floors, built-in storage cabinets, and a workbench providing plenty of room for storage.

7026 W Springfield Way, Florence
$350,000
3 Beds ⋅ 2 Baths ⋅ 7058601 MLS ⋅ 1,420 SqFt.
Fall in love with this charming **UPGRADES GALORE** 3-bedroom, 2-bathroom home in the popular Magma Ranch Vistas Community! The fabulous interior boasts an excellent open-concept floor plan with abundant natural light, recessed lighting, tile flooring in common areas, a neutral palette, and gorgeous plantation shutters. The impressive kitchen is equipped with a pantry, white shaker cabinetry, upgraded SS appliances, granite counters, and a peninsula w/breakfast bar. Cozy dining space with glass sliding doors that allow easy indoor-outdoor living. All bedrooms have NEW vinyl plank flooring. The primary bedroom includes an ensuite w/dual sinks and a walk-in closet. The beautiful custom backyard is ideal for relaxing and entertaining with a paver-covered patio, modern pergola, and artificial turf. The Laundry Room has custom cabinets for extra storage. The Garage also has Overhead Garage Racks for storage. THIS ONE IS A MUST SEE!! As a resident of Magma Ranch Vistas Community, you'll enjoy access to a clubhouse, community pool, splash pad, fitness center, ramadas, fire pits, playgrounds, and more for year-round enjoyment. Make this gem yours!

12286 E Wallflower Lane, Florence
$425,000
3 Beds ⋅ 3 Baths ⋅ 7058328 MLS ⋅ 2,657 SqFt.
Beautiful 3-bedroom plus den, 2.5-bath home located in the desirable master-planned community of Anthem at Merrill Ranch! This spacious home features an open floor plan with a gourmet kitchen offering granite countertops, a large island, and double ovens. Tile flooring enhances the main living areas and bathrooms, while the primary suite features wood-look laminate flooring, dual vanities, a separate soaking tub and shower, a dedicated vanity area, and an oversized walk-in closet. Step outside to a beautifully landscaped backyard complete with a gazebo, creating the perfect space to relax or entertain. Enjoy all the exceptional amenities Anthem at Merrill Ranch has to offer, including parks, pools, fitness center, golf, walking trails, and more. Don't miss this incredible opportunity to own a beautiful home in one of the area's most sought-after communities!

6398 W Admiral Way, Florence
$315,000
3 Beds ⋅ 2 Baths ⋅ 7058256 MLS ⋅ 1,542 SqFt.
Move-in ready and priced to sell! This beautifully maintained 3 bedroom, 2 bath home in Magma Ranch offers the perfect combination of style, comfort, and value. The bright, open floorplan welcomes you with spacious living and dining areas featuring custom accent walls and modern finishes. The kitchen is designed for everyday living and entertaining with a large center island, breakfast bar, stainless steel appliances, and abundant cabinet space. Relax in the spacious primary suite featuring a walk-in closet and beautifully updated walk-in shower. Enjoy a low-maintenance backyard and a home that feels like new without the new-build price. A fantastic opportunity for first-time buyers, downsizers, or investors looking for a move-in ready home.

11222 E Aster Lane, Florence
$327,990
3 Beds ⋅ 2 Baths ⋅ 7058242 MLS ⋅ 1,402 SqFt.
Beautiful NEW Home in in the highly desirable San Tan Valley area, close to major cities. November 2026 MOVE IN . PRIME CORNER NORTH/SOUTH Exposure lot bordering common area, overlooking scenic desert views. Featuring countless upgrades such as 9' ceilings, Shaw Ceramic Tile Floors, Granite countertops in the kitchen. Whirlpool Stainless steel appliances and white cabinetry. Energy-efficient features throughout, Wi-Fi & programmable thermostat, and electric range. Spacious walk-in closet in owner's suite! Front yard landscaping with irrigation included and generous covered patio in the backyard. Minutes from hiking trails and scenic mountain views! Fantastic amenties such as a kids pool, splash pad, fitness loop, clubhouse, fitness studio, industrial kitchen, outdoor patio with fire pits and grill & Multi-purpose room! Located near Queen Creek, highly rated schools, shopping, dining and aquatic center! Surrounded by open Sonoran Desert habitat, Florence is a western gem!

12799 E Wallflower Lane, Florence
$260,000
3 Beds ⋅ 2 Baths ⋅ 7058085 MLS ⋅ 1,134 SqFt.
This single story functional residence combines comfort and style with an open concept and spacious kitchen for entertaining.This home includes a new custom patio shade and fresh carpet installed just months ago! Step outside your yard to enjoy the park, splash pad, and green spaces all on the same street. While nestled in a peaceful neighborhood but still has shopping and dining options just a short drive away.This property caters to all! You do not want to miss this one!

13282 E Lupine Lane, Florence
$524,990
3 Beds ⋅ 3 Baths ⋅ 7057833 MLS ⋅ 2,559 SqFt.
Up to 3% of Base Price or total purchase price, whichever is less, is available through preferred lender.'' Lifestyle is around every corner of this community. Enjoy all the amenities that you have come to expect in 55+ living.

4230 N Cottonwood Drive, Florence
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